Department of Agriculture, Rural Development

Phone: (517) 324-5100 Ext. 4

Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants-25

Single Family Housing Repair Loans & Grants in Michigan

Also known as the Section 504 Home Repair program, this provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

To qualify, you must:

• Be the homeowner and occupy the house
• Be unable to obtain affordable credit elsewhere
• Have a household income that does not exceed the very low limit by county
• Be age 62 or older for grants

Loan & Grant Details

• Maximum loan is $40,000
• Maximum grant is $10,000
• Maximum grant if repairing a home damaged in a presidentially declared disaster area is $15,000
• Loans and grants can be combined for up to $50,000 in assistance or $55,000 in presidentially declared disaster areas.