March 29th, 2024
As older adults begin thinking about the future, understanding the different types of senior living options is an important first step. Whether you’re planning ahead or need immediate support, knowing the differences between independent living, assisted living, memory care, and other housing options can help you make a confident, informed decision.
Here’s a breakdown of what each option typically includes—and what to consider as you explore what’s best for your lifestyle, health, and budget.
Independent living communities are designed for older adults who are generally healthy, self-sufficient, and looking to enjoy a social, maintenance-free lifestyle.
Residents typically live in condos, apartments, or small homes and want to simplify their daily responsibilities—while remaining part of an active community.
Common amenities may include (sometimes at an extra cost):
Housekeeping and maintenance
Community activities and events
Full kitchens
24-hour emergency response systems
Scheduled transportation
Some communities also offer on-site home health services for an added fee.
Low-income seniors may qualify for more affordable independent living through government-subsidized apartments or communities. These may be simpler in design but still offer access to basic shared amenities.
Eligibility criteria typically include:
Age 62+
Income less than 50% of your area’s median
Rent capped at about 30% of your adjusted monthly income
Need help applying for housing vouchers or finding options?
Call the AgeWays Information & Assistance Line at (800) 852-7795.
Assisted living is ideal for individuals who want to remain as independent as possible but need some help with daily tasks like bathing, dressing, medication, or housekeeping.
These communities often offer a mix of private and semi-private rooms or studio apartments.
Services may include:
Housekeeping and laundry
Meal plans or dining rooms
Transportation and coordinated outings
Health assessments and 24/7 emergency care
Social and recreational programming
Medication management and supervision
Important Note: In Michigan, assisted living facilities are not always licensed.
Licensed communities fall under either adult foster homes or homes for the aged depending on the type and level of care provided.
These are small, supervised homes that typically house six residents or fewer. They provide 24/7 support for older adults or individuals with special needs, including help with daily activities like meals, hygiene, and transportation.
While they offer personal care, residents may need to transition to a skilled nursing facility if their medical needs increase.
Larger than adult foster homes, these communities care for 21 or more unrelated people, typically aged 60 and older.
They provide:
Supervised personal care (not 24/7)
Meals and housekeeping
Social activities
Transportation
Some homes for the aged may be connected to skilled nursing facilities for higher levels of care.
Memory care communities provide 24/7, specialized support for people with Alzheimer’s disease, dementia, or other cognitive impairments. These secure units offer structured routines and activities tailored to cognitive wellness.
Typical features include:
Private or semi-private rooms
Supervision and personal care
Medication management
Cognitive and physical therapies
Social and exercise programming
Meals, housekeeping, and laundry
These communities offer multiple levels of care—independent living, assisted living, memory care, and even skilled nursing—all in one location.
CCRCs allow seniors to age in place, meaning they can stay within the same community even as their needs change, often among familiar neighbors and friends.
This option is ideal for those planning long-term and wanting continuity of care.
Nursing homes provide around-the-clock medical care and personal support for those with significant health needs. They also offer rehabilitation services like physical, occupational, or speech therapy—especially for those recovering from hospital stays.
Nursing homes must be state-licensed and are regularly inspected to ensure quality of care.
Choosing a senior living community can feel overwhelming—but you don’t have to do it alone. Reach out to these trusted resources:
Get personalized support:
📞 AgeWays Information & Assistance Line: (800) 852-7795– Help finding housing, understanding eligibility, and navigating your options
Affordable housing resources:
🏠 Michigan State Housing Development Authority (MSHDA): (313) 456-3540
🏠 Community Housing Network (Macomb, Oakland, Wayne): (586) 221-5900
🏠 Macomb County Office of Senior Services: (586) 469-5228
🏠 St. Clair Shores Housing Commission: (586) 773-9200
🏠 Warren Senior Housing: (586) 758-1310
🏠 Ann Arbor Housing Commission: (734) 794-6720
🏠 Housing Bureau for Seniors (Washtenaw County): (734) 998-9339
Advocacy & Oversight:
👥 Long-Term Care Ombudsman Program – Supports residents of licensed senior care facilities
